Terms of Service

1. General Terms

• JomaGhar is a digital financial management platform that assists in managing personal and group savings and transactions.
• This platform may only be used for lawful financial activities. Any use for illegal or unlawful purposes is strictly prohibited.
• You must be at least 18 years old to use this service.

2. Account & Security

• You must provide accurate and true information when opening an account.
• You are responsible for the password and security of your account. JomaGhar authority will not be responsible for any unauthorized use.
• We reserve the right to temporarily or permanently suspend any account if suspicious activity is observed.

3. Transactions & Responsibilities

• JomaGhar is not a direct bank or financial institution, rather it is a record-keeping tool.
• Users are solely responsible for transactions among themselves. The truthfulness of information entered into the app rests with the user.
• If there is any discrepancy in data due to a system technical error, you must contact our support team for correction.

4. Subscription & Payment

Specific subscription fees may apply for some premium features of JomaGhar. Fees and payment policies are mentioned in the respective sections of the app. Cancellation or refund rules are detailed in our Refund Policy.

5. Intellectual Property

The JomaGhar logo, design, code, and content are our intellectual property. Copying, distributing, or commercial use without permission is punishable by law.

6. Limitation of Liability

We try our best to keep the service uninterrupted. However, JomaGhar will not be liable for temporary inconveniences due to internet connection issues, server downtime, or third-party service disruptions. We are also not liable for any indirect damages.

7. Changes to Terms

JomaGhar authority reserves the right to change or modify these terms at any time. Updated terms will be published in the app or website and will be considered effective.

8. Contact Us

For any queries regarding terms or services, please contact:
Email: support@jomaghar.com
Phone: +8801846223232